Mortgage Calculator
PopularFull-featured mortgage calculator with PMI, taxes, insurance, and extra payment options.
Mortgage Calculator
Enter your figures below
See your true monthly mortgage payment — principal and interest — plus total interest over the life of the loan, with a clear breakdown you can adjust on the fly.
- 01
Enter the home price and your down payment.
- 02
Add the interest rate and loan term (e.g. 30 years).
- 03
Calculate to see monthly principal & interest plus lifetime totals.
- 04
Change the rate or term to compare 15- vs 30-year scenarios.
- Buyers checking what a price range really costs per month.
- Comparing the lifetime interest of a 15- vs 30-year term.
- Seeing how a bigger down payment changes the payment.
Does this include taxes and insurance?+
The headline figure is principal & interest only. Property tax, homeowners insurance, PMI, and HOA dues are extra — add them for your full monthly housing cost.
Is the estimate accurate?+
It uses the standard amortization formula, so the principal & interest figure is precise for the inputs you provide.